If you think your credit score doesn't matter too much because you're not planning on getting a mortgage anytime soon, think again. Credit scores affect many aspects of our lives -- more than you may think. That's why it's important to keep your score as high as possible.
Paying bills on time and staying well below your credit limits are sure-fire ways to build and maintain good credit. But there are some lesser-known strategies to boost your score as well.
Fix clerical errors: Check your credit reports and correct errors. For example, it can make a big difference to your score if your credit limit for a card is understated. Imagine that you owe $5,000 and your limit is $15,000. That means you owe 33% of your limit. If your limit is incorrectly listed as $8,000, though, it will look like you've borrowed 63% of your limit.
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