About

About Jony's Financial Freedom Blog

Hi, I'm Jony Phi. I started this blog in 2012 because I wanted a place to keep track of what I was learning about money — and to share it with anyone else trying to figure out the same things.

Today the blog focuses on the money questions that matter most as you get closer to retirement and through it: Saving and Investing, Taxes, Retirement Planning, Social Security, Medicare, and Insurance. Every post is built around the actual numbers — IRS limits, Social Security rules, Medicare premiums — sourced from the official places (irs.gov, ssa.gov, cms.gov) and dated so you can tell when the figures were current.

A few things I believe in:

• Plain English. The rules are complicated enough without jargon on top.
• Real numbers, real sources. If a post says a limit is $25,500, there's a source behind it — and a date, so you know which year it applies to.
• Education, not advice. I'm not a financial advisor, and nothing here is personalized advice for your situation. My goal is to help you understand the rules well enough to make your own decisions — and to know when it's worth talking to a professional.

If you have a question or a topic you'd like me to cover, you can reach me through the blog's Facebook page. Thanks for reading.

— Jony

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